Travel insurance is designed to cover medical expenses, trip cancellations, lost luggage, flight accidents, and other losses incurred while traveling, either internationally or domestically. Our travel insurance plans ensure that unexpected events don't ruin your journey.
Inclusions
- Medical Expenses (accident/sickness)
- Emergency Medical Evacuation
- Trip Cancellation / Interruption
- Loss of Passport / Documents
- Checked-in Baggage Loss / Delay
- Personal Liability
- Home Burglary (while travelling)
- Hijack Distress Allowance
- Financial Emergency Assistance
Note: Inclusions depend upon the insurer and plan chosen.
Exclusions
- Pre-existing Diseases
- Adventure Sports (unless opted as add-on)
- Flight Missed Due to Negligence
- Losses Under Influence of Alcohol / Drugs
- War, Civil War, or Terrorism
- HIV / AIDS Related Claims
- Ayurveda & Homoeopathy Treatments
- Cosmetic Treatment
- Suicide or Self-Inflicted Injury
- Loss of Passport When Left Unattended
- Pregnancy-related Claims
Note: Check your policy wordings for a detailed list of coverages, add-ons & exclusions.
Key Points to Keep in Mind
- Sub-limits: Additional limitations may apply under specific coverages. Always review sub-limit clauses before purchasing.
- Deductible: In certain cases, you may need to bear an initial portion of the expense out of pocket before the insurer pays the remainder.
- Cashless Settlement: In many scenarios, your insurer will directly settle expenses on your behalf - no upfront payment required from you.
